by help@medibearcare.com | Aug 18, 2022 | Blog, medadvice, medicbasics
Initial Enrollment Period when you’re turning 65. Your enrollment in Medicare might not be automatic. Drawing Social Security? Not Drawing Social Security? Do I need to sign up or will I be automatically enrolled? Medicare start day is always the first day of the...
by help@medibearcare.com | Feb 25, 2022 | Blog, medadvice, medicbasics
Stand Alone Drug Plans vs Advantage Plan Drug Costs. Prescription Drug Plans are available as stand alone Part D or as part of a Medicare Advantage Plan. Drug plan premium is not the only consideration. You must also consider co-pays. TOTAL COST IS KING! (Premium +...
by help@medibearcare.com | Feb 22, 2022 | Blog, home, medicbasics
Managed Care Systems HMO (local) PPO (regional) Premium? Medical Deductible? Co-Pays? M.O.O.P.P. (Maximum Out Of Pocket Protection Limit) Ancillary Benefits: SOME include hearing, vision, gym membership, transportation to and from facilities, etc. (vary) There is a...
by help@medibearcare.com | Feb 1, 2022 | Blog, medicbasics
Secondary Insurance Medicare supplements (Medigap or secondary) insurance plans are available in a standard format based on alphabet letters. The Plan Letter = Benefits (All Plan Gs, for example, regardless of the company offering the plan, have exactly the same base...